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  • Kasasa Cash Back. A young woman sits on the ground listening to music free of worry with her Kasasa Cash Back account
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  • Man in a coffee shop smiling on his phone. Industrial helps business owners bank on the go.

Kasasa Saver free savings account that helps you save.

Quality customer service is a key ingredient to our success. We want to make it easy for you to contact us—anytime from any place. We’re here to help you by phone or by e-mail to answer any of your questions and concerns. We want to serve you quickly, conveniently and comprehensively.

Financial Tips

DISB warns consumers Beware of Real Estate Wire Scams. Protect yourself. Read More

Be suspicious of unsolicited e-mails asking you to click on a link, download an attachment, or provide account information.

If the web address starts with "https://" this means your information is encrypted on the site.

Use the strongest method available to log into financial accounts, especially for high-risk transactions.

Install software that protects against malware, or malicious software, which can access a computer system without your consent to steal passwords or account numbers.

Financial aid can be a key component in paying for college. Learn more about how to compare financing options

Should you use your extra money to pay down debt or put into an investment? Explore how your rate of return could compare to your cost of debt, taking taxes into account.

It’s never too early to think about your retirement. Develop a strategy to meet your retirement savings goals.

Free Kasasa Saver®

We make saving easy. Kasasa Saver® works together with your Kasasa checking account as a built-in savings tool to help you set aside more money each month.  Every month that you meet the qualifications, the rewards earned from your checking account are automatically transferred to Kasasa Saver® for automatic savings!  It's just that easy.

Link Kasasa Saver to Kasasa Cash or Kasasa Cash Back Checking accounts for easy, automatic savings that also earns high rates.

0.50% Annual Percentage Yield (APY) paid on the portion of the balance in your Kasasa Saver Account up to and including $25,000 if qualifications are met 0.199% APY on balance over $25,000 in your Kasasa Saver account if qualifications are met.  0.01% APY paid on entire balance, if qualifications are not met.

Meet all Kasasa Cash or Kasasa Cash Back monthly qualifications

Remember there are no penalties if you don’t qualify and you still have two FREE accounts that still earn cash only with Kasasa Cash at base rates. Plus you can qualify next month!  

Interested in finding out more about Kasasa Checking accounts? Contact your local banking center today!

*Qualification and Limitation Information:  Qualifications, Limitations, and Rewards vary by account.  Each individual is limited to one Kasasa checking account.  Industrial Bank is not responsible for any delay by merchants in processing their transaction. Transactions and activities may take one (1) or more Business Days from the date the transaction or activity occurred to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: transactions in “pending” state, ATM-processed transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank, transfers between accounts, debit card transactions received by Industrial Bank as ATM transactions, ATM Withdrawals.  Bundled transactions received as a single transaction count as a single transaction.  “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

 

Reward Information: When Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle: Kasasa Saver: Balances up to and including $25,000 receive an Annual Percentage Yield (APY) of .50% and balances over $25,000 earn 1.47% interest rate on the portion of the balance over $25,000, resulting in a range from .50% to .49% APY depending on the account’s balance. Kasasa Cash: Balances up to and including $15,000 receive an APY of 1.47% and balances over $15,000 earn an APY of .19% on the portion of the balance over $15,000, resulting in a range from 1.47% to .20% APY depending on the account balance. Kasasa Cash Back: 3% cash back, up to an aggregate amount of $7.50 per monthly qualification cycle, on everyday debit card purchases totaling $250 or less that post and settle to your account during the monthly qualification cycle (Industrial Bank is not responsible for any delay by merchants in processing their transaction).

When Kasasa Cash and Kasasa Cash Back qualifications are not met, Kasasa Saver: All balance earn 0.01% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01% APY. Kasasa Cash Back: No cash back payments are made. When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APYs are accurate as of 12/9/2020 Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: $100.00 minimum deposit is required to open each account.  Account approval, conditions, qualifications, limits, timeframes, enrollments, logins, specific transactions, valid email address provided and in use, and other requirements apply.  Monthly online banking log-on, agreement to receive electronic statements and the receipt of electronic statements, and 12 POS transactions that post and settle to your Kasasa checking account during the monthly statement cycle are conditions of these accounts to receive rewards. There is no fee to open or close this account; there is no minimum balance requirement to avoid being charged a fee.  There are no per check or per deposit fees charged.

Contact one of our Industrial Bank service representatives for additional information, details, restrictions, processing limitations, rate calculations, and enrollment instructions. Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. Industrial Bank Member FDIC

Financial Education - Identity Protection

Never provide your personal information such as SSN, account numbers, PIN number to anyone over the phone or via email unless you have initiated the communication.  Industrial Bank will never randomly call or email you requesting your personal information

KASASA PROTECT

Kasasa Protect is Industrial's newest way to keep our customers' safe from data breaches, credit card fraud as well as identity theft. Ask your banker today about all the ways Kasasa Protect can help you feel safe and secure!  


CONTACT US

For questions or comments, please send an email to customerservice@industrial-bank.com.”

Our Client Services team is available Monday – Friday 8:30am – 6:00pm and Saturday, 9:00am – 1:00pm Eastern Standard Time

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Just a note, the customer services I received today was outstanding, knowledgeable, patient, professional and simply helpful. Mrs. Tekel is an asset.

Norman R. Hodges
Owner of 4c Mobile Services

From out first interaction 9 years ago until today, everyone and I do mean everyone, has always gone above and beyond to make our customer experience the best it could be.

Salvatore Speziale
Ciao Osteria Italian Restaurant

Thank you to Industrial Bank for helping the black church throughout your entire 80 years. Thank you for how you empower the community.

Rev. Dr. G. Browning
Pastor of Ebenezer AME Church

Industrial has made a big difference in the African American community. So many people depend on it. I’m so proud of them and all they do.

V. Ali
Co-owner of the popular DC eatery Ben’s Chili Bowl

They are very straightforward without the gimmicks and hidden fees. The Business/Non-profit account fees they do have are the lowest, especially in the DC Metro area. I love this bank and can't believe I had not tried them sooner.

Tariq

So neat to just learn that this bank still exists and to know that it has existed for 80 years. I know that it was right down the street from me when I was a child now I am 61! :-)

Gaye Bri Moore

With my new job, I will be depositing my coins into a Black Owned bank (@BankIndustrial). Goodbye, Bank of America.

D. Gambrell @DcsMediaDiva

As a millennial I'm proud to be a part of @BankIndustrial. -@savantmusa


Another awesome experience at @BankIndustrial. I discussed the need for an internship for students with them. Gotta look out for the youth.

M. Hughes

We are moving our resources to a Black bank @BankIndustrial in DC that is investing & helping our community. @revtonylee #ReachWithUs - ABFE @ABFE


Our commitment has only grown stronger though the years, and we stand poised to bring our unwavering commitment of delivering convenient, personalized, high-quality products to the communities we serve.

B. Doyle Mitchell, Jr.
President/CEO of Industrial Bank

Banking with Industrial has been easy. My banker at the Oxon Hill banking center helped me establish a Student Checking account, so now I can bank on the go.

C. Johnson
College Student

Industrial helped me make my small business more successful. I received an SBA-expedited loan and merchant services, and I get fantastic service.

M. Luiz
Small Business Owner

I never knew helping my customers could be so easy! Industrial offers mortgage products and friendly service to help first-time home buyers, with no down payment!

J. Smith
Realtor

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